What colors do you use in other makeup lines? I found that the neural side of the lightest shade (Tracey) is pretty close to Urban Decay's concealer pencil in DEA. I have very fair skin with cool to neutral undertones, and Tracey is a good match for me, so I would guess that you would want to go with the darker shade. Top to bottom: CR Tracey yellow side / CR Tracey neutral side / UD concealer pencil in DEA / Shiseido concealer pencil in Light / Shu Uemura concealer pencil in 5 YR M / Shu Uemura concealer pencil in 9 YR L
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I have olive skin and its winter so I'm pretty pale. I went with the "anita" it isn't thick so you can blend it in to work and it covers minor stuff pretty well.
And if it is absolutely horrible I'm sure you can take it back and ask for help or exchange. Hope this helps!